The Commercial Appeal, Memphis, Tenn. Money Matters Column.

The price increase. That’s what they do, n’est-ce pas? If you talk about auto insurance, perhaps not - ie, it may be a good time to shop around for lower premiums you pay now, after people in the industry.

National prices have declined on average by 2.8 percent last year, the first decline since 1973, said Information System Insurance Institute in New York.

These savings were mostly to good conduct, “said Rusty Beaty, General Manager in Tennessee for Progressive Auto Insurance, which is based in Mayfield, Ohio.

Fewer young people behind the wheel, cars safer, action against drunkenness lasts tax, the lower prices less generous jury awards damages and strengthen the use of child soldiers safety seats and seat belts Security contributed to the trend, said Beaty.

More than 80 companies working in Tennessee, said Beaty. Progressive also found that apart from the more expensive the cheaper policies identical among the first automobile insurers in Memphis was $ 704 for six months.

To treat differently the risks of businesses, “said Beaty. Example: You can be considered a high risk of pilots of a business, but only a moderate risk motorists to another, “he said.

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